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UTM bakal guna technology Blockchain

Untuk menghasilkan sesuatu ciptaan ataupun innovasi bukanlah sesuatu yang mudah untuk diterima ramai. Terutama dalam bidang teknologi baru seperti “blockchain” dan “cryptocurrency”. Saya sendiri telah berkecimpung dalam coding dan programming berkenaan blockchain dan crypto currency sejak tahun 2014 lagi. Belum ada precedent case ataupun use cases yang nyata dalam dunia blockchain pada tahun 2014 ketika kita bermula. Hari ini, majority banks and financial institution, big accounting firm, or government already start into research of blockchain and cryptocurrencies, publish a paper about it atau memulakan langkah2 kerjasama dengan company blockchain ataupun fintech.

Most organizations focus on building short-term product innovation engines. However, we are looking for “Sustainability” and “continuity” dalam setiap development on products and technology. Other products have little sustainable competitive advantage and never generate a “real” profit. Berlainan dengan kita, dimana bermula dari 2015 lagi kita telah invest dalam teknologi blockchain, terlibat diri dalam R&D crypto currency, Menyertai event2 international blockchain conference dan mempunyai team dan developer lebih dari 30 orang dari Malaysia, Singapore, Bangladesh, UK dan juga Romania. Teknologi bergerak pantas, kita tidak boleh menggunakan konsep konvesional dalam membangunkan sesuatu produk dan wajib melakukan banyak TRIAL and ERROR dan testing sebelum benar2 setiap produk boleh digunakan secara public.

Produk DNC yang dihasilkan oleh DinarDirham adalah dari teknologi smart contract Ethereum. Dalam proses development DNC, kita banyak belajar dengan beberapa developer Ethereum dari Singapore dan juga bersama pakar security Ethereum terkenal Loi Luu dan Hrishi dalam menghasilkan Ethereum Smart Contract yang selamat dan berkualiti. Perlu diingatkan, Ethereum Smart Contract adalah OPEN SOURCE, jadi terlalu banyak FLAW dan LOOPHOLES yang bukan sahaja mengundang bahaya ianya juga bakal merisikokan asset2 jika ianya tidak dihasilkan dengan baik. Setelah hampir 1 tahun lebih melakukan TEST dan juga melibatkan beberapa BETA users tehadap smart contract lama DNC iaitu di : http://dncexplorer.dinardirham.com kita telah belajar beberapa perkara dan mencapai satu hasil yang sangat membanggakan dan telah mengeluarkan second version of DNC Smart Contract yang lebih selamat bakal dilancarkan. DNC smart contract yang baru bakal menggunakan ERC223 dan bukan lagi ERC20 seperti majority Ethereum token di luar sana.

Primary improvement with ERC223 :

1) Eliminates the problems of lost tokens : Selalu berlaku ketika transfer of ERC20 token to a contract ( when people mistakenly use the instructions for sending tokens to a wallet). ERC223 allows users to send their tokens to either wallet or contract with the same function transfer, thereby eliminating the potential for confusion and lost tokens.

(2) Allows developers to handle incoming token transactions, and reject non-supported tokens (not possible with ERC20)

(3) Energy savings. The transfer of ERC223 tokens to a contract is a one step process rather than 2 step process (for ERC20), and this means 2 times less gas and no extra blockchain bloating.

(4) DNC and ETH can be keep in same address. Ini bermaksud, DNC boleh disimpan dalam mana-mana Ethereum address di luar sana secara decentralized dalam network ethereum. Untuk mewujudkan DNC distributed dan transparent kesemua asset2 DNC hanya boleh disimpan di Ethereum address. DNC tidak akan mempunyai address nya sendiri.

(5) DNC adalah “unique” Ethereum smart contract kerana penghasilan DNC adalah melalui proses MINTING dan bukan PREMINED . Majority Ethereum token di luar sana adalah PREMINE, iaitu dicetak oleh owner dan dijual oleh owner kepada public atau melalui exchange. Untuk membuatkan jumlah DNC circulate on the market sama dengan jumlah reserved di LP (Liquidity Provider) proses BURNING telah dicipta untuk membuatkan total supply DNC sama dengan jumlah reserved hedging on 1:1 basis.

“ERC223 tokens are backwards compatible with ERC20 tokens. Ini bermaksud ERC223 support kesemua ciri2 yang ada di ERC20 token contract and services.

Apa yang special sangat blockchain ni? Betul ke blockchain bakal merubah kehidupan harian kita? Tanpa blockchain takkan kita tak boleh hidup? Hakikat kebenarannya, TANPA Blockchain, DNC tidak mampu dihasilkan. Pada tahun 2007, bekas Perdana Menteri Malaysia Tun Mahathir Mohamad pernah cuba mencipta eDinar kerjasama dengan beberapa tokoh perniagaan dari Dubai secara digital untuk diguna pakai secara meluas kepada semua negara2 islam di seluruh dunia termasuk digunakan sebagai perbelanjaan di merchant ( https://tinyurl.com/ybyk3jqv ) . Malangnya, pada tahun 2007 belum lagi wujud teknologi blockchain ketika itu dan projek tersebut tidak mampu diteruskan dan terbantut. Dengan ini, kita harus berasa amat bangga menjadi sebahagian dari revolusi teknologi DinarDirham yang telah dapat menghasilkan Digital Dinar dari teknologi Ethereum smart contract, yang saya sendiri bakal rasmikan secara PUBLIC di pentas dunia “Wold Blockchain Forum and ICO” di London pada 25 september 2017 ini termasuk new whitepaper khusus utk DNC juga akan dikeluarkan ( https://tinyurl.com/y9rrhjtf – Day 3 ). Teknologi DNC ini yang disokong oleh 50,000 pembeli secara pre-order dari lebih 10 buah negara bakal menjadi satu asset yang terus berkembang kepada next level of development and growth dengan perancangan dan strategy yang telah kita rancangkan in terms of MARKETING STRATEGY, BUSINESS STRATEGIC PLANNING dan REGULATIONS dengan beberapa regulator dari negara Singapore dan Switzerland. Kita juga telah signed engagement letter dengan PWC Switzerland (PricewaterhouseCoopers) untuk produk DNC, Wallet BCMY dan juga program ICO yang dimana menunggu kelulusan regulator FINMA buat masa ini.

Berkenaan teknologi blockchain, soalan ini adalah soalan sama pada tahun 90an berkenaan teknologi yang baru ketika itu muncul iaitu “internet”. Di kaca TV di negara2 membangun seperti US, UK dan Canada sering membincangkan tentang “adakah internet bakal merubah hidup?”. Kerana internet ataupun asasnya iaitu teknologi TCP/IP yang dibangunkan oleh DARPA pada tahun 80an untuk kajian dari awalnya telah menghasilkan revolusi perniagaan dan komunikasi seluruh dunia dan merubah kesemua cara kita hidup di muka bumi pada hari ini.

Jadi berbalik kepada blockchain, adakah benar2 bakal mengubah hidup kita? Rasanya tidak perlu saya huraikan terlalu panjang berkenaan blockchain kerana di search engine berjuta website2 dan video penerangan mengenai blockchain ini yang telah dipelopori oleh negara2 membangun dunia Japan, US dan UK. Semua hanya di hujung jari untuk kita belajar dan ambil tahu.

Teringat saya kepada satu pengalaman, ketika event ICOFA ( International Conference on the Future of ASEAN 15 August 2017 – https://tinyurl.com/ya7rl4es ) di Uitm Perlis yang dirasmikan oleh Tuanku Raja Muda Sultan Perlis dan dihadiri oleh pensyarah2 dari 8 buah universiti dari Malaysia, Indonesia dan Thailand. Ketika conference tersebut, saya menyampaikan “Keynote Presentation” bertajuk “Blockchain and How Does it Work” selama 1 jam kepada professor2 dan pensyarah2 universiti. Ketika menyampaikan presentation saya telah bertanyakan dari 100 lebih pensyarah yang hadir, berapa ramai yang pernah mendengar tentang BLOCKCHAIN atau BITCOIN ? Sedihnya tak sampai 5 orang sahaja yang mengangkat tangan memberitahu pernah mendengar tentang blockchain dan majority tidak sedar bahawa sudah ada teknologi asset yang boleh ditransfer secara peer to peer dan menyelesaikan masalah utama yang berlaku dalam teknologi asset digital sebelum ini iaitu “double spend”. Alhamdullilah, setelah selesai presentation tersebut, ada beberapa pensyarah dari bahagian School of Computing UUM dan juga UTP berminat untuk membuat kerjasama membangunkan R&D terhadap protocol blockchain. UUM juga berminat mengeluarkan secara bersama FIRST EVER Journal Paper dari universiti di Malaysia bertajuk “Blockchain & Crypto Currency in Malaysia Perspective” yang boleh dibaca secara umum pada bulan November ini.

Secara faktanya, teknologi membuatkan kehidupan kita lebih mudah. Ini tidak dapat kita nafikan. Majority dari anda semua bermula dari pre-order DNC yang kita telah running sejak tahun lalu lagi dan saya percaya dengan konsep yang diperkenalkan, telah banyak merubah hidup dan tahap kehidupan kita. Dari hidup pakai kereta biasa-biasa kini telah hidup menjalar dengan kereta mewah. Dari hidup dengan rumah kecil, kini telah mampu untuk menghadiahkan rumah baru dan besar untuk orang tersayang. Jika dahulu, hendak berbelanja dapur pun kita hanya perlu tunggu masuk gaji dan kini kita mampu berbelanja lebih untuk keluarga kita dan berbagai lagi positive testimoni yang tersebar ke seluruh media sosial dan juga mouth to mouth story. Kalau nak disenaraikan disini cukup panjang senarai-senarainya dan hanya kita sendiri yang telah mengalami nya dan lalui sahaja tahu betapa syukurnya pengalaman yang telah kita timba dan lalui dari system pre-order ini dan telah merubah hidup kita semua. Melalui pre-order DNC juga, kita diberi peluang untuk menukar ke BTC atau ETH yang juga telah membuka pintu ke dunia investment yang lebih luas di luar sana melalui ICO ataupun trading exchanges. Saya percaya dengan adanya option tersebut, ramai diantara kita dapat belajar sesuatu yang baru dan membuka minda dan mata ke dunia financial dan trading yang lebih luas secara global seluruh dunia.

Kini kita telah berada dalam satu fasa yang baru, iaitu kita bakal mempunyai tools yang membolehkan setiap DNC kita di tukar milik secara cepat dan diniagakan secara public di beberapa exchanges. Setiap DNC yang dibeli dan diperolehi dari system pre-order boleh dimasukkan ke wallet BCMY untuk dibelanjakan atau withdraw menggunakan NFC Debit Card ke semua merchant-merchant yang bakal kita mula recruit bermula pada awal October secara besar-besaran ke semua 50k users kita. Yang menariknya, kesemua users kita datangnya dari kesemua negara2 South East Asia

dan juga beberapa negara lain seperti Japan, Belgium, Bangladesh dan Dubai yang membolehkan produk ini dilancarkan secara besar-besaran terus ke beberapa negara secara cepat. Nantikan pengumuman dalam waktu terdekat “BCMY Training Program” yang bakal dijalankan di Kuala Lumpur dan kesemua negara-negara yang telah kita bertapak dan juga pihak kami bakal menjalankan first ever “Technical Blockchain Certification Program” bersama universiti UTM untuk kesemua users dalam bulan November.  Blockchain certification program ini adalah program pertama seumpamanya di negara ini dan juga beberapa negara di rantau ini. Langkah ini adalah usaha kami dalam memberikan education sebenar tentang teknologi yang telah kita hasilkan dan potensi dari teknologi blockchain dan crypto currency. Diharap langkah ini mendapat sokongan anda semua dan marilah kita sama-sama meningkatkan diri kita dengan pengetahuan dan ilmu yang sebenar. Kerana tanpa ilmu, walaupun kita berjaya hujungya-hujungya adalah untu

 

k sementara waktu sahaja.

 

Arai Ezzra
Founder of BCMY Pte Ltd
Co-founder of DinarDirham Pte Ltd
Chairman of Malaysia Association of Financial Technology Industry (MAFTI)

Aplikasi Blockchains.My

SYARIKAT penyedia penyelesaian kewangan, FXBitLab Holdings Sdn Bhd (FXBitLab) memperkenalkan aplikasi Blockchains.My untuk mengatasi masalah susut nilai mata wang akibat proses pemindahan antarabangsa.

Pengasasnya, Datuk Muhd Azrainuddin Zainal berkata, Blockchain.My adalah penyedia pertama di Asean bagi platform mata wang digital, pusat membeli-belah digital dan usahawan digital berlandaskan teknologi blockchain.

Menurutnya, ia adalah aplikasi mudah, murah dan selamat untuk memindahkan wang digital antara negara atau mana-mana dua tempat dan juga membeli-belah secara digital serta membantu sektor keusahawanan digital di Malaysia dan global.

Katanya, blockchain adalah inovasi teknologi terkini semakin mendapat sambutan dan diguna pakai pelbagai organisasi antarabangsa.

“Syarikat menyasarkan peningkatan jumlah penyertaan penduduk tempatan dan sasaran tersebut dipacu oleh promosi agresif syarikat dengan mengadakan pelbagai acara dan persidangan bagi mewujudkan kesedaran dalam kalangan rakyat Malaysia mengenai manfaat blockchain.

“Ini selari dengan harapan negara untuk mengiktiraf dan memperluaskan infrastruktur komunikasi dan meningkatkan keupayaannya di seluruh negara sebagai satu cara merapatkan jurang digital,” katanya.

Jelasnya, blockchain adalah rekod atau lejar umum yang dikongsi banyak pihak dan ia hanya boleh diubahsuai setelah mendapat persetujuan majoriti pihak terlibat dalam sistem tersebut.

“Teknologi blockchain mula dihasilkan pada 2008 dan dilaksanakan pada 2009. Ia adalah revolusi teknologi mengutamakan ketelusan bagi setiap transaksi,” katanya.

Beliau berkata, teknologi itu berupaya diguna melalui pelbagai aplikasi, termasuk sistem pembayaran, mata wang digital, penemuan saintifik dan sistem undian.

Perintis teknologi kewangan

Muhd Azrainuddin berkata, beliau dan isterinya, Nur Ezdiani Baharoddin, muncul perintis teknologi kewangan berasaskan blokchain di Malaysia dan Asean.

“Melalui aplikasi ini, pengguna telefon pintar Android boleh buat pemindahan wang secara digital antara negara atau mana-mana dua tempat di dunia dengan mudah dan murah. Transaksi mata wang digital ini lebih selamat kerana ia kalis godam,” katanya.

Syarikat membangunkan teknologi blockchain sejak tiga tahun lalu dan syarikat terlibat dalam teknologi itu sejak 2014 dan bertapak di Hong Kong dan Singapura.

“Infrastruktur blockchain hanya disediakan di dua buah negara tersebut dan bermula dari situ, kami terlibat perniagaan tersebut.

“Kini teknologi berkenaan mula diterima orang ramai dan sehubu-ngan itu, ia adalah masa terbaik untuk kami meningkatkan pengetahuan rakyat Malaysia mengenai blockchain dan manfaat yang bakal diperoleh pelabur,” katanya.

Blockchain.My ini juga dibangunkan dan menggunakan kepakaran tempatan.

“Dengan kemudahan fasiliti dan seramai 20 orang programmer dari luar negara dan pakar yang faham mengenai teknologi ini terutama dari India dan London.

“Kami labur RM200 ribu untuk bangunkan teknologi ini. Selama tiga tahun penambahbaikan,” katanya.

Sebelum ini, beliau memulakan teknologi ini di Singapura dan Hong Kong, namun apabila Kerajaan Malaysia mula sedar mengenai teknologi tersebut, dia mula memperkenalkannya di Malaysia.

“Pengguna teknologi ini adalah individu, ahli perniagaan dan usahawan dari Asia termasuk Brunei dan Indonesia,” katanya.

Mudah dan cepat

Muhd Azrainuddin berkata, dengan kemudahan ini, rakyat negara ini yang bekerja atau belajar di luar negara tidak perlu lagi menunggu sehingga tiga hari untuk proses pemindahan wang kerana dengan menggunakan Blockchain.My hanya ambil masa beberapa minit dengan kos paling minimum.

“Ia juga platform memudahkan proses pembayaran, perdagangan (berfungsi pusat beli-belah digital) dan pertukaran mata wang digital dan emas,” katanya.

Jelasnya, Blockchain.My juga diintegrasikan dengan Kad Debit Visa dan Kad Near Field Communication (NFC) untuk mewujudkan kesepaduan perkhidmatan kewangan sedia ada dengan pasaran industri teknologi kewangan digital kian berkembang pesat di serata dunia.

“Setakat ini, kami ada 20 ejen berdaftar di Asia Tenggara dan hanya satu ejen di Malaysia,” katanya.

Beliau berkata, dompet digital (e-wallet) Blockchain.My  ini mempunyai tahap keselamatan tinggi.

“Pengguna perlu lalui proses daftar masuk teliti melibatkan sistem pengenalan biometrik. Bayarannya hanya dilakukan menggunakan kad kredit sahaja,” katanya.

Syarikat juga menjangkakan transaksi dalam blockchain mencecah RM30 juta pada tahun ini melibatkan pelabur Asia Tenggara.

Daripada jumlah itu, transaksi Malaysia sebanyak 20 peratus.

Laporan sebelum ini menyatakan Malaysia menggunakan teknologi blockchain secara besar-besaran menjelang 2025, bagaimanapun syarikat membuktikan ianya sudah sedia digunakan pada tahun ini.

Muhd Azrainuddin merupakan ahli panel membincangkan potensi blockchain di Belgium pada Mei lalu dan pernah mewakili Asia mengenai pelaburan emas menggunakan blockchain di Dubai, Mac lalu

Teknologi Blockchain bakal jadi pilihan pelabur

Assalamualaikum, ramai di luar sana masih kurang faham apakah risiko, potensi, dan revolusi yang telah terhasil dari crypto currencies yang kini berlaku seluruh dunia tanpa mengira batasan umur, negara dan juga kaum. Ada juga segelintir di luar sana juga belum faham perbezaan diantara crypto currencies dan juga crypto assets.

Disebabkan itu, DinarCoin ciptaan DinarDirham.com juga disalah ertikan DNC seperti ponzi, piramid, dan juga money game. Maaf cakap, anda belum faham sepenuhnya konsep, halatuju dan teknologi yang telah dibangunkan oleh DinarDirham yang telah meletakkan produk *DNC sama seperti crypto currencies* yang kini banyak beredar dan timbul seperti cendawan dalam pasaran yang *TIDAK mempunyai intrinsic value and backed by NOTHING.*

DNC yang dicipta adalah benchmark kepada LP (Liquidity Provider) dari harga semasa emas dunia secara “realtime”. Proses minting dan burning yang membolehkan setiap asset disandarkan dengan nilai emas dalam setiap penciptaan unit DNC yang circulate dalam pasaran.

*DNC juga dicipta dari Ethereum protocol melalui Smart Contract* yang membolehkan setiap transaksi dan rekod di simpan melalui ledger blockchain yang tidak berpusat. Dengan menggunakan kejayaan konsep blockchain “decentralized and distributed” yang kini dimana Financial institution dan Bank2 dunia juga dalam proses mencipta system blockchain mereka sendiri, DinarDirham lebih awal telah mencipta produk DNC yang mempunyai ciri-ciri tidak mudah terdedah kepada *manipulasi* oleh *mana-mana individu, penggodam, dan juga manipulasi dari syarikat DinarDirham sendiri*.

Mengikut sejarah, telah banyak percubaan untuk menghasilkan digital asset based on gold seperti Public Gold GAP account, e-gold, e-dinar, pecunix, bank gold saving account, bitgold, dan bermacam-macam lagi di pasaran sejak zaman dulu lagi dan majoritinya pernah gagal. Malah ketika pemerintahan bekas Perdana Menteri Malaysia ke-4 Tun Dr Mahathir pun pernah mencuba untuk mencipta system digital dinar. Malangnya, ketika itu belum ada sistem teknologi blockchain yang membolehkan emas dicipta dengan selamat dan stabil seperti sekarang dan mempunyai ciri-ciri globalisasi.

Untuk membuatkan DNC diterima pakai dan mempunyai “early market capital” yang besar untuk bersaing dalam pasaran, pihak DinarDirham telah melakukan kerjasama dengan ETPS yang berdaftar di offshore bagi menguruskan pembelian secara pre-order di seluruh dunia. Tanpa konsep pre-order, DNC tidak mampu untuk bersaing dengan crypto currencies ataupun crypto asset yang lain seperti Bitcoin, Ethereum, Ripple dan lain2 yang mempunyai jutaan market capital. Dengan kejayaan pre-order DNC, kini DinarDirham telah mempunyai *43,000 pembeli DNC* dari seluruh dunia seperti Indonesia, Brunei, Cambodia, Philippine, Thailand, China, Singapore, Yaman, India, Bangladesh, United kingdom, Belgium, UAE, Japan dan juga Malaysia.

Tahniah kepada semua yang yakin dengan teknologi dan produk yang telah dibangunkan ini walaupun kita baru bermula tidak sampai 2 tahun yang lalu dan masih dalam fasa awal berpandukan timeline and roadmap. Kalau mat salleh dan negara2 luar boleh berbangga dengan crypto mereka seperti Bitcoin, Ethereum, Ripple, Monero dan lain2.. kita semua boleh berbangga dengan DinarCoin yang telah menembusi lebih dari 10 buah negara dan mempunyai “early market capital” yang kukuh dalam memartabatkan ekonomi kita semua.

Akhir kata, silalah membaca dan mentelaah artikel terbaru yang dikeluarkan oleh penulis blog DinarDirham buat panduan anda di luar sana dan pemahaman untuk kita semua.

 

Majlis Perasmian Koperasi DinarDirham Berhad (KODINAR)

Kejayaan demi kejayaan di kecapi oleh DinarDirham. Today is the day we make history again. The first ever cooperative in Malaysia that using Blockchain technology in their platform is already here!

Koperasi Dinar Dirham Berhad memeterai MoU bersama Koperasi Dinar Indonesia untuk penggunaan Dinar Coin dalam urusan Umrah 2017 di Indonesia dengan disaksikan Ybhg Dato’ Pengerusi Eksekutif Suruhanjaya Koperasi Malaysia. Dengan termeterainya MoU antara 2 koperasi di 2 negara ini, dijangkakan 25,000 Dinar Coin akan mula digunakan dalam transaksi umrah di indonesia sebagai permulaan tahun 2017.

Semoga usaha kecil dari Malaysia ini yg disambut oleh Indonesia akan jadi peneraju dalam perjuangan memartabatkan kembali matawang Dinar di seluruh dunia nanti.

Terima kasih kepada sahabat seperjuangan kita Pak Andi Sapran atas inisiatif hebat bersama ini.

Koperasi DinarDirham Berhad (KODINAR) was launched today by our own Executive Chairman of Malaysian Cooperative Societies Commission (SKM). Thank you for all the supports that been given by all parties from the first day the company started their legacy until we can see now its involved to a huge empire.

Well first and foremost, i would like to click here congratulate to both of the co founders of this technology itself Mr Arai Bin Ezzra and Mrs Yanie Laling Al-Banjari. Without their dedicated efforts to build up this great innovation it wont become a reality today. And of course, thanks to the supports given from KODINAR, Mohd Razaimie Abd Rahim and Dato Amart Power that believes in this technology that gonna bring a huge impact and changes to the real market soon.

Last but not least to all the teams and members of DinarDirham. This not gonna be happened if there is no supports given from you guys. Take this journey as our own victory and reward to our self. Let success be our noise.

At first people will ask why you’re doing this, later they’ll ask how you did it. So just believe in yourself and keep moving forward. In sha Allah kita akan berjaya!!! Aminn.

Your Gold, Our Technology.
The Future Is Now!
Alhamdulillah…

Kita Terbang Sama Sama
Kita Menang Sama Sama
Ketika Kita memang Kita Bangga
Ketika Kita Kalah Kita SETIA!

Your Gold, Our Technology!

The Future Is Now!

Persidangan Antarabangsa BlockChain: Money di Kota London

Inovasi FinTech DinarDirham hari ini dibentangkan di persidangan Antarabangsa BlockChain: Money di Kota London.

Kami dijemput kerana kami adalah pemenang anugerah inovasi FinTech Antarabangsa dari timur. The Tiger of SEA kata mereka..subhanallah.
Teruja jugak mat salleh dgn inovasi hebat dari timur ni rupanya.

Teringat 3 minggu lepas di jemput kerajaan Dubai, Kerajaan pertama di dunia menggunakan sistem paling telus dan berintegriti BlockChain yg juga berminat dengan Inovasi Dinar berteknologi click here kami ini. Hasilnya kami akan membuka pejabat urusan DD di Dubai

Minggu lepas semasa menerima anugerah antarabangsa FinTech di China, halangan berbahasa tidak menjejaskan mendapatkan minat usahawan China hanya dengan demo membayar minuman teh cina menggunakan DinarCoin kami.

Minggu depan kami akan mengujakan dunia di persidangan antarabangsa di Singapura.

 

 

DinarDirham Special Announcement

Assalamualaikum and a very good day to all DinarDirham supporters and believers.

We have around 43 days left to 2017. In 2016, DinarDirham through its innovative products, has received many awards and recognitions from countries around the globe especially in Asia, Europe, and the Middle East. This achievement is a result of the strong commitment from the DinarDirham team as well as from all of the partners and providers who are continuously developing the technology in our products. DinarDirham has received a great amount of positive feedback from customers in Asia who have started ordering and purchasing our DNC and 24K physical gold from our partners since early 2016. Here today, we would like to make an announcement on a number of significant issues regarding DinarDirham as well as a number of updates and the latest information about our products.

DinarDirham in Brunei

Recent news has reported that four of DinarDirham IBs (Introducing Brokers) of one of our products in the Brunei market have been arrested in Brunei for investigation purposes. They have been arrested for selling DNC in Brunei without the appropriate license. However, all of them have now been released without charges, while the investigation process is still ongoing. DinarDirham is taking this matter very seriously and our lawyers from Malaysia and Brunei are currently working on this issue to present and provide more information to the Brunei authorities about DinarDirham activities. We are doing all we can to provide necessary information to the Brunei authorities in order to assist their investigation. For the public’s information, there are official invoices to prove all trades and transactions done by these IBs as well as proof of ownership from their appointed IB representative. There is nobody in any country, including Brunei, that has reported being scammed.

For your information, DNC is a digital asset used and produced from a new technology called Blockchain. It’s a digital asset which until now has yet to be recognized as legal tender by any government in any country, just like Bitcoin and ether. However, some advanced countries like Singapore and Switzerland have already taken bold and innovative decisions to regulate and foster innovations in Blockchain technologies. Companies which have come out with new innovations, like Uber, are often called “disruptors”, for which misunderstanding and misinterpretations are common.

Confidence and understanding of our technology has enabled DNC to receive huge market recognition. We at DinarDirham believe that the best way for users to own gold is in digital form. Through our technology, people will now be able to use DNC to make payments and make purchases by using the DinarDirham VISA debit card, another new product that will be launched soon. Besides that, they can also redeem their DNC in the form of physical gold, which is certified in Malaysia.

Our products and technology belongs to a new field called, FinTech. Some countries have already started making new laws for FinTech and have recently launched Sandbox programs and some guidelines. FinTech, especially Blockchain and digital currency have not yet been regulated in most countries because it’s still very new. Therefore, DinarDirham is always ready to cooperate with any agency in any country who’s interested to gain further knowledge about these “disruptive products” that we’ve produced. We would love to let everyone know and realize that our products are not meant to compete with the conventional financial system, but instead it will be able to solve and widen the use of digital gold, which until today there is no organization that has been able to do it effectively. DinarDirham will continue producing innovative products and educating people on this new technology called Blockchain. We believe that one day this innovation will be accepted and used to solve daily economic problems. We have a vast amount of great testimonials from thousands of DNC purchasers in Thailand, Indonesia, Malaysia, Dubai, China, and India.

ETPS Misunderstanding

ETPS was created and is managed by Golden Serenity Limited, a registered company in Seychelles. There are a lot of misunderstandings regarding the cooperation between Golden Serenity Limited and DinarDirham. DinarDirham is registered in Hong Kong under the company name Gold Prime Technology Ltd. Gold Prime Technology Ltd is a technology and software provider for Golden Serenity Limited and that is the only link between these two companies since the 12th of December 2015. Both of these companies have agreed to a signed agreement, the terms and conditions are as follows:

1)  Golden Serenity Limited is allowed to use the price feed of GOLD_1DINAR (DinarCoin) for their ETPS Program.

2)  Golden Serenity Limited is allowed to fully manage the pre-order process of DNC.

3) Golden Serenity Limited is not allowed to use DinarDirham’s brand name on marketing materials as operators for ETPS. DinarDirham can only be announced as a technology and solutions provider.

4)  Golden Serenity Limited needs to report the total amount of DNC pre-orders received on a monthly basis to Gold Prime Technology Ltd.

5)  Gold Prime Technology Ltd will not be held responsible on the management and operations of ETPS’ Program by Golden Serenity Limited.

Below is the link to the agreement signed by both parties:
https://www.dinardirham.com/pdf/collaboration_agreement.pdf

Universal Bitcoin Wallet (UBW)

UBW will be launched in BETA on the 25th of November 2016 at 8.00pm (Hong Kong time zone). While waiting for the UBW to be launched in BETA, everyone can start registering now to obtain their own BTC and ETH address as well as DNC tokens. However, transactions are not allowed until UBW BETA is launched. After launching, it will be running for 30 days to allow all members to do transactions and testing. All feedback and errors encountered in this version can be reported by email to info@universalbitcoin.com. The BETA version of UBW is able to receive and transfer Bitcoin as well as ether, just like the other crypto wallets in the market. The difference is that DinarDirham’s wallet also uses DNC which allows its users to store crypto in the form click here of gold, because DNC is minted based on the current gold price. After UBW is launched, we will be able to provide 24 hour service for 24K gold trading in the form of DNC or Gold Smart Contracts (GSC). Every DNC and GSC can be redeemed 1:1 to 24K physical gold at our Gold Liquidity Provider (GLP) by paying an amount of premium storage.

Please use this link to go to the UBW wallet: https://universalbitcoin.com

Please download the PDF below to know more about the UBW wallet:
https://www.dinardirham.com/pdf/ubw_wallet.pdf

DinarCoin (DNC)

DNC is a product by DinarDirham which is 100% backed by gold. It uses MT4 platform technology for real-time hedging to the registered and regulated financial institutions. Every DNC circulated in the market is recorded publicly and decentralized using Ethereum Blockchain. By using public blockchain like Ethereum, it is impossible for anyone to manipulate the DNC, this includes DinarDirham. In DNC minting, there will be a number of processes which involve different parties to do verification in real-time and automatically on the technology provided by DinarDirham.

On the 28th of October 2016, DinarDirham was awarded as the “Most Innovative Gold Fintech Provider” in Shenzhen, China, among 38 other award receivers. This award is given by the organizer of the 10th China Forex Expo, which is the biggest forex expo held in China and has been attended by many experts and financial institutions such as DukaScopy Bank, i-Gold, UK Clearing House, and UEM Berhad including 5,000 traders and investors from all over the world.

Below is the link to the presentation slides for the China Forex Expo 2016:
https://www.dinardirham.com/pdf/shenzen.pdf

Besides that, DinarDirham has also recently been given the opportunity to give a presentation at the event in London called Blockchain: Money on the 6th of November 2016. It was a huge event, intended to introduce blockchain technology and the future of Bitcoin, and was attended by many experts and financial institutions such as Dubai Future Foundation (Dubai Government), Bitcoin.com, Smart Dubai, Synechron, and HSBC Bank.

The CTO of DinarDirham, Arai Ezzra (FB: Arai bin Ezzra) did a presentation on “Understanding Southeast Asia Market”, which afterwords, has attracted a number of companies in London to cooperate with DinarDirham in marketing our products in their markets. DinarDirham has also had some discussions with potential companies in London which have their own blockchain products to start entering the Southeast Asia market and cooperating with DinarDirham in 2017.

Below is the link to the presentation slides for the London event:
https://www.dinardirham.com/pdf/london.pdf

DinarDirham has received many awards and recognitions from global experts and conventional banks around the world for our achievements in FinTech by combining Blockchain and gold assets as well as conventional gold paper contracts offered by licensed financial institutions who act as Liquidity Providers for our DNC. DNC allows users to store gold with security and confidence.

Recently, the Singapore Fintech Festival, which is the biggest event for Fintech in Asia, was held on the 16th of November 2016. The festival was attended by around 11,000 participants from more than 50 countries. DinarDirham was given a great opportunity to be at the event to showcase our products by setting up a booth. There was also a 45 minute presentation by the CTO of DinarDirham during the “open mic theatre” session.

Here is his presentation slides titled “DinarDirham: Blockchain Solutions for Gold”:
https://www.dinardirham.com/pdf/slidesingapore.pdf

For the time being, DNC by DinarDirham is still in BETA version for 30 days. All transactions can be referred in the third party blockchain explorer through Ethereum here:
https://etherscan.io/token/0x016dcbef5fa51f354064d505288f3908d84b6411 
(currently under development)

DinarDirham Physical Gold

DinarDirham has produced a collection of physical gold using our own brand. We cooperate with a number of gold providers which include Triple 9 and Harimau Mint from Malaysia, and Metals Bullion Ltd from Dubai. Our physical gold is of 24K quality and fineness of 999.9 and is certified by an accredited assayer. We encourage our members to keep them as digital assets backed by gold, which hold the exact same characteristics as gold such as anti-inflation, and can be used to make purchases online.

For more information on our physical gold collection, please refer to our brochure below:
https://www.dinardirham.com/pdf/brochure.pdf

Vault Locations

Gold Prime Technology Ltd has built partnerships with a number of Gold Liquidity Providers (GLP) to handle the purchases and buybacks process of dinar and physical gold. The trading of DinarDirham’s physical gold by GLP is according to the current gold price as shown in: https://www.dinardirham.com/mt4price/ .

All of our physical gold at the GLP are of 24K quality and fineness of 999.9 and are certified by an accredited assayer. Other brands at the GLP that can be traded are only for those which are LBMA certified.

Please refer below for the purchase/buyback/and redemption processes:

1) DinarDirham Hong Kong Gold Boutique:

Address: Canton Road, Tsim Sha Tsui

Tel: +85258081478

Email: admin@dinardirham.com

Service:

– Purchase/buyback DNC & GSC.

– Purchase/buyback BTC & ETH

– Buyback 24k physical gold (any brand)

2) DinarDirham Singapore Gold Boutique:

Address: Singapore Gallery

Tel: +6566323502

Email: ddsingapore@dinardirham.com

Service:

– Purchase/buyback DNC & GSC.

– Purchase/buyback BTC & ETH

– Buyback 24k physical gold (any brand)

3) Kuala Lumpur Gold Gallery DinarDirham Koperasi Berhad

Address: Prima Sri Gombak, Selangor

Tel: +60361780034

Email: kodinar@coopdinardirham.com

Service:

– Purchase/buyback/redeem DNC & GSC.

– Purchase/buyback BTC & ETH

– Purchase/buyback LBMA certified physical gold bar.

– Buyback 24k physical gold (any brand)

4) DinarDirham Thailand Bangkok Gold Gallery

Address: Kai Tuk Building, Popula Rd

Tel: +66880224789

Email: ddbangkok@dinardirham.com

Service:

– Purchase/buyback DNC & GSC.

– Purchase/buyback BTC & ETH

– Buyback 24k physical gold (any brand)

DinarDirham Communication Channels

DinarDirham has its own communication channels to allow all members to get the latest information and updates. All members are recommended to participate in giving their testimonies and to be involved in the forums provided. Below are some of the communication channels that can be used:

1) WeChat:     DinarDirhamcom

2) Telegram:   telegram.me/dinardirhamglobal

3) Twitter:       DinarDirham

4) Facebook:  DinarDirham

5) Slack:         dinardirham-group.slack.com

6) Blog:           dinardirham.com/blog

DinarDirham has also provided some references for the public. Please download and read through the links below:

1) DinarDirham Whitepaper: https://www.dinardirham.com/assets/pdf/whitepaper.pdf

2) DinarDirham Technology: https://www.dinardirham.com/pdf/technology_dd.pdf

3) Company Profile: https://www.dinardirham.com/pdf/company_profile.pdf

18th of November 2016

DinarDirham Management Team and Partners.

– Innovation Creates Future –

Blockchain: Money Conference – London England

On November 6th-7th of 2016, the Blockchain: Money Conference was held in London, England, just outside of the Bishop’s Gate. Among the participants of the conference were Cryptoverse, Bitcoin, Airbitz, Genesis,, Augur, Bitfury, Circle, and DinarDirham, to name a few. DinarDirham was pleased to have a booth at this event, as well as to present their innovative products on stage, alongside these companies.

Here’s a short briefing of the two day event, and some of those highlights worth noting.

 

CTO of DinarDirham, Arai Ezzra, presenting onstage at the Blockchain: Money Conference in London, England

Edan Yago was one of the main highlights of the event. He made the astounding claim that most future transactions will be machine-to-machine. He also asserted that the large financial institutions are not preparing for this future trend. Mr. Yago, CEO of Epiphyte then proceeded to demonstrate an incredible feat – a nearly ‘free’ international money transfer. Now, nearly free be not free at all, but with the cost of international bank transfers, it’s close enough.

Many other voices were present at the conference, including Brian Hoffman from OpenBazaar, who spoke out against the criminal use of OpenBazaar. He is noted as saying that decentralized government is difficult and rarely managed well.

Jeremy Gardner was next in line, talking about Augur: the decentralized prediction market (based off of a complex reputation system). During his talk, he also discussed Augur’s development of software and their legality. Gardner also expressed the need for a stable coin for their prediction market, because when people bet on the far future, volatility (often plaguing non-backed digital currencies) isn’t a desired factor… he might want to talk with DinarDirham about that.

 

The longest talk came from the CEO of Genesis Mining, Marco Streng. He reminisced about Bitcoin’s growth over such a short time period. He also talked about Bitcoin mining and operations.

Other topics throughout the two days included themes such as Economic Freedom, Security Issues, and Circle presenting their way to make money work the way the internet does – Free, Instant, and Global

 

Among many at the conference, was the growing concern that the size of blocks for Bitcoin needs to increase, and do it click here soon. However, Valery Vavilov, CEO of Bitfury had this to say:

“We can’t do it fast. Core developers have tremendous experience, they are doing a great job, and there are thousands of developers creating the Bitcoin core code. It’s not fast but it’s the only way to stay secure, and yes it should grow, but we should think in the longer perspective. I don’t see it as necessary today. Rather, we must first find the most effective solution”.

Among the security issues that were discussed, John McAffee, renowned security specialist, warned users against the use of bitcoin mobile wallet apps, as phones can present an opportunity for a security breach through screenshare hacks, and let everyone know they should use hardware wallets which have their own screens instead, as they are much more secure. He also expressed a potential security threat with the Internet of Things… essentially billions of internet enabled machines (with poor security measures) could be harnessed by malware to mine for bitcoins, outperforming any mining firm, and opening the potential for nefarious and illegal activities.

Another security issue discussed the mistaken idea that “code is law”, as in regards to Smart Contracts. The conclusion was that this simply is not the case… for the time being, and that anything deemed to be bad programming would still need to be taken to a court of law with humans in charge.

DinarDirham CEO Stelian Balta and CTO Arai Ezzra poses with Cahndler Guo, one of the largest miners in the world at Blockchain: Money Conference, London

One of the biggest highlights for everyone at the conference was a young man who sat outside the entrance of the conference with a “PLEASE HIRE ME” sign, named Christopher Zaniewski. A bitcoin enthusiast and learning programmer, his socialness retrieved him several business cards and a free pass to the second day of the event – way to go Christopher!

 

When all was said and done, there was a lot of focus on Bitcoin’s monetary nature, but it was mixed with so many other presentations, ideas, and concerns, that the focus wasn’t entirely clear for everyone, though certainly worth attending. Although it was hard to pinpoint the exact goal(s) of the conference this year, one thing is for sure, everyone wanted to know the future of Bitcoin. All we can say at this point, is that it appears that Bitcoin will continue steadily moving forward in growth.